You were probably so excited and thought this was it, you finally had it all.Īfter we got married and we wanted a few nice things for the house was when I started keeping a balance on our card. I bet you will never forget turning 18 and you received your first Credit Card Invitation. Whatever your background and circumstances, you are at that crossroads right now (since you are reading this) and you have a choice!Īre you going to change your life and be in control of your finances or are you going to let your money control you? You have to change something to have something change! You grew up, just waiting to get out of a bad situation and wanted to be on your own and have a small apartment, a pet, a child, etc. You maybe dreamt of traveling all over the world. You, probably like me, dreamt of the beautiful home, bought by your spouse who literally swept you off your feet, with the white picket fence, and 2.5 children. When you were younger you probably had dreams about what life would be like when you would become an adult. Monthly Budget First Step: Fix Your Mindsetīefore we even get to talking about the technical parts of setting up your budget, you need to establish your budget mindset.
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